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TRANSACTION
MONITORING
Real-time monitoring of transactions
with 100+ inbuilt AML typologies
Built on big data architecture our transaction monitoring solution can handle hundreds of millions of transactions in a highly configurable dashboard. The solution has 100+ inbuilt AML typologies along with a sandbox environment to rapidly test and deploy rules.
AML transaction monitoring with AI-powered insights
Napier AI Transaction Monitoring solution is built for AML compliance teams to create, test and implement the rules needed to accurately flag suspicious activity. The 100+ prebuilt AML typology library is further enhanced by a no-code rule builder and a sandbox environment for organisations to tailor according to their business model and risk appetite.
The solution is highly configurable, automating task assignments and group alerts for streamlined efficiency with workflows. Using artificial intelligence, the solution analyses multiple data-points to reduce false positives and negatives and identify suspicious patterns of activity that a rules-based system alone cannot.
Spotlight
Introducing Insights AI with Transaction Monitoring
Insights AI brings meaningful intelligence directly into transaction monitoring investigations, helping analysts focus on what matters most.
Smarter Investigations
Insights AI surfaced directly within transaction monitoring tasks to highlight behavioural patterns and surface potential new or emerging risk during investigation.
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Faster Decisions
Clear AI-driven explanations of customer behaviour and the activity contributing to each risk, reducing manual analysis and context switching.
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Trusted Outcomes
More confident investigations by guiding analysis toward the most relevant behaviours and risk signals at the point of decision.
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Features
No code rule builder
Rapid rules test-and-deploy sandbox
Highly configurable dashboard
On-demand AML monitoring
Rapid and flexible deployment, hosted or on-prem
Dynamic AI-powered analytics and risk scoring
Modern, scalable architecture
Workflow and case managment automation
Embedded AI for smarter investigations
Benefits
Improved risk management
The advanced rule-builder in our transaction monitoring tool improves overall risk management capabilities as transaction monitoring rules can be adjusted to each client’s risk level in accordance with the organisation’s risk policies.
Zero impact on day-to-day operations
Organisations can test new rules on production data in the integrated sandbox before going live, with zero impact on day-to-day operations.
Reduced false positives
The build, test and deploy capability within the software gives organisations greater control to calibrate rules in response to changing criminal behaviours and evolving regulations thereby reducing volumes of unnecessary alerts.
Reduced risk of false negatives and improved quality of alerts
By using artificial intelligence, organisations can detect unusual patterns in transactions that would not typically be flagged by standard rules, helping to reduce false negatives and spot truly suspicious behaviours.
Explainable AI improves decision-making
AI Insights are provided in plain language to explain the root cause of the anomaly which allows organisations to escalate or discount investigations rapidly.
Increased operational efficiency
The integrated no-code rule-builder and sandbox, the intuitive workflows and case management, the high rates of false positive and negative reduction and the use of explainable AI all deliver increased efficiencies across the board.
Reduced costs
Flexible deployment options, modern scalable architecture and increased operational efficiencies all contribute to a lowered total cost of ownership.
See what our clients have to say
"Ensuring the highest standards of financial compliance is paramount in our mission to create a fair financial world for businesses globally. Partnering with Napier AI reinforces our commitment to the security and integrity of our platform, ultimately benefiting the ambitious businesses we serve."
Angela Knight
Head of Risk and Compliance, 3S Money
Reduce risk and supercharge your compliance capabilities
Napier AI Transaction Monitoring is a powerful solution that provides a systematic, intelligent review of an organisation’s transactions. It is simple to deploy and is designed to be used by non-technical business users.
Built on big data architecture, our transaction monitoring solution can handle hundreds of millions of transactions with ease and enables businesses to rapidly strengthen their AML and CTF defences.
Next generation AML transaction monitoring
Napier AI Transaction Monitoring software enables compliance teams to efficiently monitor financial transactions for suspicious activity that may indicate money laundering.
Our SaaS transaction monitoring tool makes it easy for compliance teams to create, test and implement the rules needed to identify cases that require further investigation.
Using artificial intelligence, the solution analyses multiple data-points to further reduce false positives and negatives and identify suspicious patterns of activity that a rules-based system alone cannot.
An effective transaction monitoring system is crucial as part of your organisation’s AML strategy. Our transaction monitoring software equips compliance teams with a comprehensive and highly configurable view of transactions, empowering them to review alerts and make decisions with speed and accuracy.
Celent 2023 Financial Crime Compliance Technology:
AML Transaction Monitoring
Details
Define and build rules
Define and build rules easily with the intuitive interface that requires no coding to minimise false positives and detect anomalous transactions.
Our transaction monitoring tool provides a full audit trail on all user and system generated actions and automates processes throughout the workflow.
Simulate, test and deploy
Test and iterate new rules easily in the Napier AI Sandbox.
The software's clear interface and drop-down menus make it simple to build rules and scenarios on real data, then test before going live.
As intelligence about suspicious behaviours is gathered, scenarios can be repeatedly tested to create even more effective rules. This flexibility means users can respond nimbly to changing financial crime compliance requirements and to changing criminal behaviours.
Enhance your analysis
Use machine learning to enhance transaction monitoring outcomes.
Our transaction monitoring system produces two scores: one from rule-based scenarios; and the other from advanced machine learning algorithms. Compare these scores to understand and prioritise daily workload.
Using a combination of transactions, watchlists and historical customer behaviour our tool's algorithms complement traditional rules-based reviews of customer activity and identify patterns that are difficult to spot amongst high volumes of data.
Manage cases and workflow
Teams can manage cases through a single, self-auditing platform that defines and unifies every step of an investigation.
View only the transaction monitoring data that is relevant to a defined workflow with our highly configurable dashboard. With access to a palette of over 80 widgets, users can control and configure what they see to ensure it is relevant and specific to their task.
Artificial intelligence for transaction monitoring with Insights AI
Insights AI is embedded directly within Napier AI’s Transaction Monitoring solution to support investigations as they happen. It surfaces behavioural patterns and potential new or emerging risk directly within transaction monitoring tasks, helping analysts understand the context behind alerts while they are investigating, not after.
By providing clear, AI-driven explanations of customer behaviour and the activity contributing to each task, Insights AI reduces manual analysis and unnecessary context switching.
Analysts are guided toward the most relevant behaviours and risk signals at the point of decision, enabling faster, more confident investigations while keeping human judgement firmly in control.
Downloads
Blog
Designed to be used with Napier AI’s Transaction Monitoring and Screening solutions, the Regulatory Reporting Manager helps compliance teams collate necessary data to build and submit high quality suspicious activity reports to the relevant enforcement agency securely and on time.
Napier AI’s Regulatory Reporting Manager can help reduce the time involved in compiling suspicious transaction reports, with encrypted form-building providing complete assurance against tipping-off, and auto-collation accelerating the process.
Our solutions
Transaction Monitoring
Transaction
Screening
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